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Icons representing commercial auto insurance

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Commercial Auto Insurance

Commercial auto insurance in Mississippi, also known as business auto differs significantly from personal auto insurance. Business auto coverage insures vehicles owned, leased, hired, or borrowed by businesses, whether associations, corporations, partnerships, or sole proprietorships. You’ll need commercial auto insurance if you use a vehicle for business purposes, even your personal car.

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Do I need commercial auto insurance in Mississippi?

Imagine you were involved in an accident in your personal vehicle while engaged in company business. Did you know your personal insurance may not cover you? What if you have employees on the road making service calls to customers? Business auto insurance protects your company-owned vehicles, leased or rented vehicles, and your employees’ vehicles used for business purposes.

Who is registered on the vehicle?

If registered in the business’s name, you need commercial auto insurance.

How is the vehicle used?

Although employees’ vehicles are covered by their own personal insurance, this coverage will take effect if an employee is involved in an automobile accident with damages exceeding their policy’s limits. You need a commercial policy if you or your employees use the vehicle for business purposes. Even personal cars may need business auto coverage if used frequently for business purposes.

What can commercial auto insurance cover?

Commercial auto insurance coverage can be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads.

We can walk you through the details of specific coverages, deductibles, and tailoring a coverage plan right for you and your business.

Where do I start?

First things first. Let’s gather some basic information about your business so we can help you identify your potential risks and liabilities and then work with you to tailor the right commercial auto policy. Let’s get started protecting what’s yours.

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Trucking Insurance

Trucking insurance is there for you when commercial auto insurance just won’t cut it.

Trucking usually requires many straight hours of driving, often across state borders, and involves many unpredictable risks. Between the constant wear and tear on the machinery and environmental factors on the road, you need insurance that’ll be there, rain or shine.

Our Experienced Agents

We've been protecting Mississippi businesses for decades. Our experienced insurance agents have tons of experience across all industries, and our agency is backed by Leavitt Group's national family of agencies and experts.

Whether you're considering starting a new business or an established company, we can help answer your questions and provide insurance quotes from multiple companies.

Our job is to make sure all of our business partners are properly protected with insurance coverages that fit their individual business needs. We're all about properly protecting businesses, not just providing the cheapest coverage and moving on. For us, it's about partnerships, not just selling policies.

Ashton Serpas

Insurance Agent
Ocean Springs, MS

Joe Joe Tharp

Insurance Agent
Jackson, MS

David Pyron

Insurance Agent
Jackson, MS

Ian Cross

Insurance Agent
Pascagoula, MS

Spencer Mitchener

Insurance Agent
Gulfport, MS

Cameron Farmer

Insurance Agent
Jackson, MS

Zac Little

Insurance Agent
Jackson, MS